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Your Money: A year-end tax-planning checklist

Published Fri, 07 Feb 2025 13:04:24 GMT

Bruce Helmer and Peg WebbFor many investors, taxes represent their biggest investment expense, consuming upwards of a third of their earnings, depending on how the assets are held. Today’s article is focused on the things you can do between now and the end of the year to lessen the impact of taxes on your 2023 tax returns.Lower your tax bill with tax-loss harvestingMany investors take tax losses at the end of every year for a big tax benefit, also looking at it as a kind of consolation prize for making a bad investment pick. Tax-loss harvesting is a strategy that allows you to offset some of your realized capital gains with realized losses.To know if tax-loss harvesting is viable for you, you need to know your tax rate. For the 2023 tax year, it is a top rate of 20% for long-term cap gains — depending on your income. The rate that applies to your income could be 0%, 15% or 20% (the IRS says most people pay no more than 15%). The ordinary income tax rate that applies to short-term ga...

Police investigating stabbing in Albany

Published Fri, 07 Feb 2025 13:04:24 GMT

ALBANY, N.Y. (NEWS10) -- The Albany Police Department confirmed they are investigating a stabbing that occurred on November 10. Police stated that a 21-year-old woman walked into Memorial Hospital on Friday with a stab wound to the shoulder and was treated for non-life threatening injuries. Get the latest news, weather, sports and entertainment delivered right to your inbox! According to police, the incident took place on the 100 block of Jefferson Street in Albany, and the victim and suspect are reportedly known to each other. The investigation remains ongoing.

Hundreds celebrate those who served at the Albany Veterans Day Parade

Published Fri, 07 Feb 2025 13:04:24 GMT

ALBANY, N.Y. (NEWS10) — On Saturday, hundreds lined the streets for the 2023 Albany Veterans Day parade. Many, like Tahcier Graham, were excited to participate in the cheers and music and celebrate our veterans.“I think it’s amazing because these people fought for our country,” Graham said. “Without them, who knows what this place would have been.” Get the latest news, weather, sports and entertainment delivered right to your inbox! Albany County Comptroller Susan Rizzo was seen walking around the parade, passing out American flags to spectators.“And I love representing the vets,” she said. “It’s all about the vets. Whatever we can do.”Like Elizabeth Baran, many participated in the parade to share their pride for those who chose to serve.“And we brought all of our family and the dog, too,” Baran said. “We’re very proud to be marching in this parade and very grateful.”But whether veterans were part of the parade or watching from afar, many say they feel grateful to have been part o...

Former Raiders cornerback among 6 killed in violent car crash in Houston: reports 

Published Fri, 07 Feb 2025 13:04:24 GMT

A former Oakland Raider and NFL first-round draft pick is one of six people who died in a car crash in Houston, Texas, according to multiple reports.D.J. Hayden, a Houston native, played cornerback for the University of Houston before being drafted 12th overall by the Raiders in the 2013 NFL Draft. According to reports obtained by Bleacher Report from the Houston Chronicle, Hayden, 33, was killed after a car sped through a red light near a freeway around 2 a.m. local time. Among the deceased was another former University of Houston cornerback and one-time college teammate Zach McMillian.  10 Freeway shut down in downtown L.A. due to massive storage yard fire Both Hayden and McMillian were named to the University of Houston’s All-Decade team for the 2010s. The former was also a two-time All-Conference-USA selection. During his nine-year professional career, which was almost abruptly ended due to a near-fatal heart injury suffered during a college practice, Hayden spent ...

‘A cruel joke’: California father freed from prison can’t go home to family after ICE deports him

Published Fri, 07 Feb 2025 13:04:24 GMT

(BCN) -- Ramon Ruelas challenged a guest to a chess game at 7 a.m. in Mexicali, Mexico, near the border with California, where he'd spent almost a decade in prison. The 33-year-old Mexican-born father played with pure concentration, until his 5-week-old daughter, Jasmine, started crying in a back room of his house. She was visiting him."She's the reason why I want to go back to California," Ruelas whispered, holding her. "A kid needs her family together. A broken family has terrible circumstances for a kid. And I know that." Three commercial burglaries in one night, Petaluma PD investigates By broken, Ruelas means separated. Ruelas has been barred from living in the U.S. with his family since 2020 when California officials freed him from prison and handed him to immigration officials, who deported him to the country he left at age 9. Ruelas is one of more than 5,700 formerly incarcerated immigrants to California who, since 2019, have been delivered to U.S. Immigration and Customs ...

Anti-Defamation League Maps Jewish Peace Rallies With Antisemitic Attacks

Published Fri, 07 Feb 2025 13:04:24 GMT

On October 27, several thousand Jews and their allies shut down the main terminal of Grand Central Station during rush hour in New York City, demanding a ceasefire in Gaza. Organized by Jewish Voice for Peace, the activists at the peaceful sit-in wore black T-shirts that read “Not In Our Name.” “It’s the largest sit-in protest the city has seen in over two decades,” Democracy Now!’s Amy Goodman said. About 400 people were arrested, including rabbis. View this post on Instagram A post shared by Jewish Voice for Peace (@jewishvoiceforpeace)The Anti-Defamation League has classified the event — and dozens of other protests led by Jewish groups like Jewish Voice for Peace and IfNotNow — as “anti-Israel,” according to an analysis by The Intercept, and added them to their database documenting rising antisemitism across the U.S.“We’re seeing a genuine rise in antisemitic attacks and white nationalist, white supremacist, antisemitic hate and violence,” Eva Borgwardt, ...

Mbappe’s hat trick and Donnarumma’s saves put PSG top of French league

Published Fri, 07 Feb 2025 13:04:24 GMT

PARIS (AP) — Kylian Mbappe scored a hat trick and Gianluigi Donnarumma made a series of decisive saves to send Paris Saint-Germain to the top of the French league with a 3-0 win at Reims on Saturday. Four days after a Champions League loss to AC Milan, it was a hard-fought win for PSG, which was second best for long spells in the Champagne city but was opportunistic and clinical to convert its chances.Reims, one of the most attack-oriented teams in Ligue 1, had many chances to score but Donnarumma was unbeatable. The fifth straight league win moved PSG one point above Nice, with Reims in fourth place, seven points off the pace. The visitors did not take long to break the deadlock when Ousmane Dembele accelerated down the right flank and delivered a superb cross to the far post. Mbappe volleyed the ball from inside the box to fire a right-footed shot past Reims goalkeeper Yehvann Diouf into the opposite corner after just two minutes.That was Mbappe’s 11th goal in the French lea...

Man United’s Hojlund and Eriksen injured in Premier League win against Luton

Published Fri, 07 Feb 2025 13:04:24 GMT

MANCHESTER, England (AP) — Rasmus Hojlund and Christian Eriksen were both substituted after suffering injuries in Manchester United’s 1-0 win against Luton in the Premier League on Saturday.Hojlund went off in the second half after holding the back of his right leg and Eriksen appeared to hurt his left knee before the break. “In this moment I can’t say … because I don’t know,” United manager Erik ten Hag said. “We do an (injury) assessment, but have to wait for 24 hours to see what is the conclusion.”United has been hit by injuries to key players this season with Casemiro, Lisandro Martinez and Luke Shaw all long-term absentees.Ten Hag said this week that Casemiro and Martinez were unlikely to play again before Christmas.Hojlund went down without any contact from a Luton player and was replaced by Anthony Martial in the 79th minute. He was able to walk off the field and headed to the locker room without the aid of a stretcher. Eriksen looked in discomfort as a member of ...

Man United manager Ten Hag gets 1-game ban after booking against Luton

Published Fri, 07 Feb 2025 13:04:24 GMT

MANCHESTER, England (AP) — Manchester United manager Erik ten Hag will serve a one-game touchline ban after he was booked in his team’s 1-0 win against Luton in the Premier League on Saturday. It was the Dutch coach’s third yellow card this season and means he will have to watch United’s game against Everton on Nov. 26 from the stands.Ten Hag remonstrated with officials over a throw-in decision late in the game at Old Trafford, which United won after Victor Lindelof’s 59th-minute goal. He was also booked in losses against Tottenham and Arsenal this season. Ten Hag appeared to accept he was wrong to remonstrate. “There is a certain point you have to accept decisions, I should do as well,” he said. Ten Hag also said he had faith in his assistants to cope in his absence against Everton at Goodison Park after the upcoming international break. “We have a very competent coaching staff and they will take over.”___James Robson is at https://twitter.com/jamesalanrobso...

‘We want her back:’ The husband of a US journalist detained in Russia appeals for her release

Published Fri, 07 Feb 2025 13:04:24 GMT

PRAGUE (AP) — This wasn’t how Pavel Butorin expected to celebrate the anniversary of 21 years together with his wife, with her in a Russian prison and barely any communication available. Russian-American journalist Alsu Kurmasheva — who works as an editor for Radio Free Europe, funded by the U.S. government — has been detained in Russia for almost a month, charged with failing to self-register as a “foreign agent.” “Alsu should be celebrating this anniversary with me and our children at home, not in a Russian prison,” a visibly shaken Butorin told The Associated Press in an interview in Prague on Friday. “We want her back. Alsu must be released as soon as possible.” Kurmasheva was detained on Oct 18, becoming the second U.S. journalist detained in Russia this year, after Wall Street Journal reporter Evan Gershkovich was arrested on espionage charges in March. She is being held in a detention center, awaiting a trial that could sentence her to up to five years in prison.H...